02 · Programs
FHA Loans
Government-backed program ideal for first homes, with flexible credit criteria.
Program overview
Eligibility
- —580+ score for 3.5%
- —DTI up to 50%
- —Primary residence
Benefits
- —Low down payment
- —Flexible approval
- —Streamline refi
Ideal Borrower
- —First-time buyer with building credit.
Frequently Asked Questions
FHA only for first homes?+
No, but must be your primary residence.