Compliance & NMLS Disclosures
Last updated: July 2026
NMLS Licensing
THE MORTGAGE GUY, LLC — NMLS #2537061. ULISSES MOREIRA — NMLS #1771720. Verify our licenses at the NMLS Consumer Access website: nmlsconsumeraccess.org.
Licensed states
We are licensed to originate residential mortgage loans in Connecticut and Florida. We do not accept applications from any other state.
Equal Housing Opportunity
We do business in accordance with federal Fair Housing laws and the Equal Credit Opportunity Act. We do not discriminate based on race, color, religion, national origin, sex, marital status, familial status, disability, age, or receipt of income from public assistance.
Not a lender
We are a mortgage brokerage. We are not a bank or wholesale lender. We work with a network of state-licensed wholesale lenders and match your application with programs that fit your profile. All loans are subject to lender approval.
No guaranteed rates
Rates and program terms shown on this site or in conversations are illustrative and subject to change without notice, based on market conditions, borrower profile, property, and lender guidelines. Locked rates require a signed rate-lock agreement.
Advertising disclosure
The Mortgage Guy · NMLS #2537061 · 91 South Street, 2nd Floor, Suite B, Danbury, CT 06810. Phone (475) 297-8371.
Complaints
To file a complaint, contact the Connecticut Department of Banking or the Florida Office of Financial Regulation. You may also contact the NMLS through nmlsconsumeraccess.org.