01 · Programs
Conventional
Conventional loans deliver the most competitive market terms for qualified buyers, with flexible rates and amortization.
Program overview
Eligibility
- —Credit score 620+
- —Down payment from 3%
- —2-year income history
Benefits
- —Competitive rates
- —No PMI with 20% down
- —15–30 year terms
Ideal Borrower
- —Buyers with solid credit seeking the best market rate.
Frequently Asked Questions
Do I need 20% down?+
No. We accept as low as 3% with PMI until you reach 20% equity.